Posts tagged ‘Whats my Home Worth’

What’s My Home Value

Probably one of the biggest questions you can ask yourself today is “what’s my house worth?” Many people are wondering this even if they are not in the market to sell their home.

Policies of mortgage companies and terms of contracts may vary. Contracts they use today report all money you have in your possession or bank accounts when applying for a mortgage. When applying for a loan or mortgage and selling property at the same time, agents for both parties start the process by getting all the facts. Lenders want to find home value, plus they look at the whole estate, and other homes in the general area to try and get an idea of the current market rate for houses in your particular area.

Most of the homes that are for sale have had some type of property evaluation to get a price using a true house value calculator. Top agents will tell you to always find out a home value before listing a home on the market. Contact an agent when you’re ready to sell your home. They will sit down in the privacy of your home and help you find your home value.

Other things agents do:

  • Go over the terms of the agreement to avoid any problems
  • Determine a home’s value with a Comparative Market Analysis (CMA)
  • Answers to any questions

There are a lot of things that can increase or decrease the amount a house could be worth. For example, how old is the roof? What condition is it in?  What type of windows/kitchen cabinets/bathrooms does the home have? Does the carpet and vinyl need replaced?

All sorts of factors play a part in determining the price of a home before it can be put on the market.

October 24, 2008 at 7:00 pm Leave a comment

Arizona Real Estate Agent

Are you buying or selling a home in Arizona? Having a hard time trying to find agents in Phoenix or Scottsdale? Find an Arizona real estate agent online.

At GetMyHomesValue, you’ll have no trouble finding a form to find your homes value. Enter your zip code into the space provided, and you’ll be put in contact with a real estate agent in your area. The team at GetMyHomesValue can help you and your family find a great Arizona real estate agent.

Real estate agents will be able to give you property values for any area in Arizona… for free. Whether you’re interested in checking out apartments, townhouses, or luxury homes, the agents that work with GetMyHomesValue will help you find exactly what you’re looking for.

People all over America are starting to discover “what’s my house worth” and saving time by utilizing internet resources. It used to take hours to page through realtor classified ads. Now, you can cut your search time in half.

To get started receiving a free home value estimate, click the “Find Your Home Value” button on the right and fill out your information on the following pages. GetMyHomesValue will get in touch with you to connect you with an Arizona real estate agent quickly.

October 23, 2008 at 8:00 pm 3 comments

Sell Your Mobile Home

When it comes to buying or selling real estate, selling a mobile home has some differences when compared to a traditional home sale.

Who do you call or get in contact with for selling a mobile home? A local real estate agent.

While real estate agents are typically associated with the buying and selling of homes that are not mobile, they will work with anyone looking to buy or sell real estate property.

To get connected with a local real estate agent for your home buying and property value needs, visit GetMyHomesValue.com.

October 22, 2008 at 4:33 pm 2 comments

Is Your Housing Situation A Hardship?

Thanks to Todd Temaat of TruthInForeclosure.com for this guest post. Survive Foreclosure On Your Terms.

Real estate hardship has become much more familiar to a lot of people in the last year or so, as the bursting of the housing marketing bubble has pushed home foreclosure rates through the roof (no pun intended). With more and more people dealing with potential real estate hardship, it’s important for you to understand what it is and how you might possibly find relief–that is, if you can qualify for it.

Real estate hardship comes about for a homeowner for two basic reasons: either they have had a sudden diminishing of income, or they have had a sudden increase in expenses without any concurrent increase in income. Either one of these situations can cause a homeowner to suddenly find it difficult to keep up with paying the mortgage.

DECREASE IN INCOME
An unexpected or unavoidable drop in income might hit you for a number of reasons.

If you run your own business and your business suddenly goes under–maybe you had a bad business partner who got your firm into legal trouble–you will suddenly find yourself without the income you relied on.

Of course, another way to lose income is to get laid off. Certain sections of our economy aren’t all that stead right now, and if you work in one of them you could find yourself getting the pink slip with little notice.

Then there’s the typical two-income household. If your spouse gets laid off or becomes disabled, you’ll have less money coming in. In the case of disability, even if your spouse is covered by insurance, there are laws prohibiting people from making 100% of their working income through insurance just as there are with unemployment insurance benefits.

And, hey–speaking of insecurity on the job, you may just be forced to take a sudden pay cut if your business finds itself in danger of closing its doors. Not much you can do about that.

Any of those incidences could qualify you as a case of real estate hardship, and you might be able to work with your lender to lower your payment or get refinanced into a better mortgage. But, if you do things to cause your own problems, don’t expect any charity. If you quit your job in disgust…if you do something stupid and easily avoidable to get yourself fired…or if you ARE that bad business partner…you probably should start packing.

INCREASE IN EXPENSES

An unexpected or unavoidable increase in expenses may also bite you in the heel and cause severe financial problems.

Let’s say that you have a case where you were planning, and were told that you could, refinance your balloon mortgage in a couple years when the ballooning started…but when that happens, you find that due to your home value decreasing, you don’t have enough equity to refinance. Now you’ve got a big increase in expenses that you had planned not to have.

Here’s one for ya: your wife is pregnant. You are prepared for that. What you weren’t prepared for are the quadruplets. BIG increase.

Let’s say you’re that business owner and with the market forces being what they are you’ve suddenly got considerably higher fuel and supply-stock costs. These can come on rather suddenly and hit your bank account very hard.

Or let’s say that, although you have done nothing wrong, someone decides to sue you–this is all too common nowadays. You still will need a legal defense and the case could drag on for months. Lawyers ain’t cheap.

Again, with the above situations you can possibly get help from the lender’s Loss Mit department that deals with cases of real estate hardship. But, again, don’t think you can be irresponsible and cause your own problems and then cry for help. You didn’t NEED to buy that new 17-ft sailboat. You didn’t NEED to buy that Ferrari (you don’t need three cars). And what’s with the gambling habit? Start packing.

FINAL NOTICE

If you want to try to qualify as a real estate hardship case to save your house–do NOT try to get sympathy from Loss Mit. They aren’t going to work with you just because they feel sorry for you, because they probably don’t anyway. You need to make a rational case that includes evidence that you will be able to make a quick and full recovery in the near future.

Lenders would rather preserve a loan than have to foreclose, but that’s the only reason they will work with you. They’re not monsters, but business is business, and they hear special pleadings daily. Your real estate hardship case needs to be stronger than just an appeal to emotion.

October 20, 2008 at 9:19 am Leave a comment

Orange County Florida Property Appraisal

Are you thinking about buying a new home in sunny FL? Sick and tired of flipping through page after page of real estate ads trying to find an certified property appraiser who will give you an affordable Orange County property appraisal in Florida?

It has never been so easy to get an Orange County property appraisal.

Finding a professional realtor in your area who can give you a home evaluation in Orange County does not have to be as tedious as flipping through the yellow pages. There are websites out there who work together with local real estate agents to help with your housing needs. Whether you’re interested in finding a cute little beach condo or an urban apartment in Orlando, these website company’s representatives will help you find the price info you need.

Local real estate agents will give you a property evaluation for free in Florida. This property evaluation includes a free estimate of your current house so that you know how much you can afford to spend. People from California to Connecticut have been working with real estate agents to get a free Orange County property evaluation.

Local agents won’t waste your time with outdated information like most online property value websites. In a fast paced market like this, you need someone who will keep up with the times. So what are you waiting for? It’s not every day someone offers you a free home value estimate!

October 17, 2008 at 4:00 pm 1 comment

Should I Sell My House?

You are ready to buy a new home. You need to sell your current home before you can afford to move. You are watching the news everyday and thinking to yourself, “should I sell my house?”

If you purchased your house in the last three years, you might want to consult a real estate agent who has a working knowledge of your local housing market before making this important decision. With the market in such a volatile state, understanding your home’s value and your housing market will be critical to your decision of whether or not to sell. A real estate agent in your area will have the answers to these tough questions.

Have you owned your home five years or longer? Despite the change in home values following the burst bubble, your home is likely worth more now than when you moved in. While the value of your home will likely be lower than during the housing boom, your home has still likely appreciated. Deciding whether or not to sell will be less drastic a decision for you.

Once you’ve made a decision on whether or not to sell, you’ll need to decide whether or not to use a real estate agent. Real estate agents know your local housing market and can be a valuable resource in determining your home’s value. Agents can also assist you with the process of finding your next house.

You wouldn’t have someone work on your car that has no previous experience with auto repair, or have a person with no knowledge of cars suggest a car for you to buy, would you?

If you’re considering selling your house, make sure you consult a local real estate expert before putting a sign in your yard and getting in over your head.

October 10, 2008 at 1:00 pm Leave a comment

Used Mobile Home Value Discovery

Trying to find the value of a used mobile home? Consider contacting a local real estate agent that deals with the mobile home market in your area.
Some resources can provide information to individuals looking to sell their mobile home, but the majority come from real estate agents or mobile home dealers that have an inventory of used homes to sell. The value of mobile homes will change depending on:

  • Type of house
  • Size
  • Style of floor plan
  • Amount of interchangeable parts
  • Amount of distance required to travel (if you are moving it to a new location)

October 8, 2008 at 4:00 pm 2 comments

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