You want to move. You recently found a hot property at a great value. Fantastic! But before you move into a new home, the process of selling your current home has to begin.
Since most people have to sell their current house in order to move into a new home, here is a useful checklist of things to consider before you meet with a local real estate agent or appraiser to have your house appraised.
- Do you want to use a real estate agent? Will you be selling the house yourself?
- How much is your house worth?
- How many bedrooms does your house have? Figure out the square footage of the bedrooms.
- What is the square footage of your house?
- Does your house have a garage? How many?
- Get your house listed for sale.
October 4, 2008
Trying to get your home sold and not getting any offers? One tale known to work pretty well is to use a Saint Joseph Statue. These statues can be purchased online. When you get it, bury it in your backyard.
Many people have used a Saint Joseph Statue to sell their house with great success. If you are Catholic, using a St. Joseph Statue to sell a house as a sign of good faith is definitely a great option.
When you use a Saint Joseph Statue to sell a house, most people will pray to it everyday. Make sure you mark where you put the statue to sell your house.
While using a St. Joseph statue is a common practice, does it REALLY produce results? Or is it merely an ancient myth without a guarantee?
Leave us some success stories with St. Joseph’s Statue in the comments section. Or, if you think its a bunch of hooey, tell us that too.
October 4, 2008
With home values dropping across the country, there is a growing fear among homeowners that their house is worth less than they currently owe. Are you one of those homeowners?
Most people purchasing a home in today’s market are required to put at least 20% down, but if you just purchased a home and didn’t put much money down, then there is a chance you could owe more than your current homes value. Interest and an early payoff penalty for your mortgage loan could also make the value of the home less than you owe. If you have failed to maintain your property during the past few years, its value could also see a severe dip.
If you do own a house worth less than owed, DON’T PANIC… and by all means, realize that you aren’t alone.
The best way to discover if you owe more on your home than its current value on the market is to get connected with a local real estate agent. Most real estate agents will assess your home for free using a Comparative Market Analysis (CMA). Having a CMA done on your property is free and includes information similar to what you would find on a professional appraisal.
You know how much you owe on the property – a real estate agent knows how much your property is worth. Real estate agents in your area spend every day of their working life examining your local real estate market. Who else would you trust for real estate market information?
Local appraisers can cost a couple hundred dollars, and often there is a time delay in how long it takes them to visit your property. Real estate agents have a huge database of information available to them on the local housing market, and can often create a CMA in as little as a day.
Finally, if you’re having trouble paying your mortgage and are upside down, you should contact your lender immediately. They will ask you to send in a hardship package to establish your financial situation. Part of this package will be a hardship letter, which explains your situation and offers a workable solution. There are sample hardship letters all over the internet if you have writer’s block.
If you’re worried that you owe more on your house than its current value, get connected with a local real estate agent to find the answer. Visit GetMyHomesValue.com, type in your zip code in the box on the right, click submit and fill out your information on the following page. GetMyHomesValue will connect you with a local real estate agent as soon as possible, and you can be on your way to finding your homes value.
October 2, 2008